Privacy Policy

Last updated: March 31, 2026

Summary: We collect only what's needed to run Stacko. Your scanned documents and financial data are encrypted and never sold. You can export or delete your data anytime.

1. Who We Are

Stacko is an AI-powered document vault and expense tracking application developed by XORIK ("we", "us", "our"). This Privacy Policy explains how we collect, use, store, and protect your personal data when you use the Stacko mobile application.

Contact: hello@revolisapp.com

2. Data We Collect

2.1 Account Information

When you create an account, we collect:

2.2 Financial Data

When you use Stacko's expense tracking features:

Important: Stacko does NOT connect to your bank account. All financial data is entered by you through manual input or receipt scanning. We never access your bank, credit card, or payment accounts.

2.3 Scanned Documents & Receipts

When you scan documents or receipts:

2.4 Device & Usage Data

2.5 Data We Do NOT Collect

3. How We Use Your Data

PurposeData UsedLegal Basis
Provide core app featuresAccount, financial, scanned dataContract performance
AI receipt scanning & classificationScanned imagesContract performance
AI spending insights & coachingAggregated expense dataContract performance
Send notificationsBudget, expiry, streak dataConsent
Improve app qualityAnonymous usage analyticsLegitimate interest
Prevent fraud & abuseAPI usage patternsLegitimate interest
Process paymentsSubscription status (via RevenueCat)Contract performance

4. AI Processing

Stacko uses artificial intelligence to enhance your experience:

4.1 Receipt Scanning (Google Gemini)

4.2 Spending Insights (OpenAI)

AI Transparency: We never send your full name, email, or personal identifiers to AI services. Only anonymous financial summaries and document images are processed.

5. Third-Party Services

ServicePurposeData Shared
SupabaseDatabase, authentication, file storageAll app data (encrypted)
Google Gemini APIReceipt/document scanningScanned images
OpenAI APISpending insightsAnonymous spending summaries
RevenueCatSubscription managementPurchase status, user ID
PostHogAnonymous analyticsUsage events (no PII)
Google Sign-InAuthenticationEmail, name, profile photo
Apple Sign-InAuthenticationEmail (optional), name
Frankfurter APICurrency exchange ratesNo user data

6. Data Storage & Security

7. Your Rights

Under GDPR, CCPA, KVKK, and other applicable privacy laws, you have the right to:

RightHow to Exercise
Access your dataSettings → Data → Export Data (JSON)
Correct your dataEdit within the app
Delete your dataSettings → Danger Zone → Delete Account
Export your dataSettings → Data → Export (CSV/JSON)
Restrict processingContact hello@revolisapp.com
Withdraw consentDisable notifications, delete account
Object to processingContact hello@revolisapp.com

Data Deletion: When you delete your account, all your data is permanently removed from our servers within 30 days. This includes all expenses, documents, scans, settings, and analytics data.

8. Data Retention

9. Children's Privacy

Stacko is not intended for children under 16. We do not knowingly collect personal data from children. If you believe a child has provided us with personal data, please contact us at hello@revolisapp.com.

10. Cookies & Tracking

The Stacko mobile app does not use cookies. We use PostHog for anonymous, privacy-focused analytics. No advertising trackers or third-party tracking SDKs are included in the app.

11. International Transfers

Your data may be processed in the European Union (Supabase), United States (AI APIs), and other countries where our service providers operate. We ensure appropriate safeguards are in place through Standard Contractual Clauses and adequacy decisions.

12. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes through the app or by email. The "Last updated" date at the top indicates when this policy was last revised.

13. Contact Us

For privacy-related questions, data requests, or concerns:

© 2026 XORIK. Stacko is a product of XORIK. All rights reserved.